Call reports 2010
ALLIANCE BANK — 2010
What ALLIANCE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 503,395,000 | 499,949,000 | 510,986,000 | 525,877,000 |
| Total loans | 361,400,000 | 360,857,000 | 355,904,000 | 344,033,000 |
| Allowance for loan losses | 3,228,000 | 3,453,000 | 4,086,000 | 4,543,000 |
| Securities available for sale | 96,559,000 | 94,250,000 | 101,536,000 | 127,920,000 |
| Securities held to maturity | 1,260,000 | 1,260,000 | 1,260,000 | 1,256,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,977,000 | 440,056,000 | 451,412,000 | 468,010,000 |
| Interest-bearing deposits | 381,305,000 | 375,453,000 | 386,167,000 | 401,447,000 |
| Noninterest-bearing deposits | 64,672,000 | 64,603,000 | 65,245,000 | 66,563,000 |
| Equity capital | 49,150,000 | 49,531,000 | 49,709,000 | 49,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,479,000 | 12,864,000 | 19,384,000 | 25,679,000 |
| Interest expense | 1,338,000 | 2,624,000 | 3,906,000 | 5,163,000 |
| Net interest income | 5,141,000 | 10,240,000 | 15,478,000 | 20,516,000 |
| Noninterest income | 2,186,000 | 4,583,000 | 6,811,000 | 8,994,000 |
| Noninterest expense | 5,309,000 | 10,815,000 | 16,235,000 | 21,276,000 |
| Provision for loan losses | 692,000 | 1,456,000 | 2,769,000 | 3,727,000 |
| Pretax income | 1,326,000 | 2,580,000 | 3,667,000 | 4,908,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,326,000 | 2,580,000 | 3,667,000 | 4,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,199,000 | 44,561,000 | 44,678,000 | 44,527,000 |
| Total capital | 47,427,000 | 48,020,000 | 48,776,000 | 48,813,000 |
| Risk-weighted assets | 348,620,000 | 347,079,000 | 348,667,000 | 342,251,000 |