Call reports 2009
ALLIANCE BANK — 2009
What ALLIANCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 488,427,000 | 494,416,000 | 484,121,000 | 498,291,000 |
| Total loans | 375,524,000 | 378,630,000 | 371,276,000 | 374,510,000 |
| Allowance for loan losses | 1,854,000 | 2,247,000 | 2,579,000 | 2,831,000 |
| Securities available for sale | 61,515,000 | 69,391,000 | 70,329,000 | 70,750,000 |
| Securities held to maturity | 1,264,000 | 1,264,000 | 1,264,000 | 1,260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,558,000 | 434,253,000 | 427,702,000 | 441,181,000 |
| Interest-bearing deposits | 355,813,000 | 367,521,000 | 363,642,000 | 375,549,000 |
| Noninterest-bearing deposits | 70,745,000 | 66,732,000 | 64,060,000 | 65,632,000 |
| Equity capital | 47,449,000 | 48,125,000 | 49,679,000 | 48,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,042,000 | 14,345,000 | 21,424,000 | 28,177,000 |
| Interest expense | 1,753,000 | 3,369,000 | 4,899,000 | 6,337,000 |
| Net interest income | 5,289,000 | 10,976,000 | 16,525,000 | 21,840,000 |
| Noninterest income | 2,144,000 | 4,114,000 | 6,208,000 | 8,332,000 |
| Noninterest expense | 5,097,000 | 10,403,000 | 15,469,000 | 20,891,000 |
| Provision for loan losses | 664,000 | 1,507,000 | 2,357,000 | 3,249,000 |
| Pretax income | 1,285,000 | 2,900,000 | 4,637,000 | 5,604,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,285,000 | 2,900,000 | 4,637,000 | 5,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,515,000 | 42,758,000 | 44,195,000 | 43,253,000 |
| Total capital | 43,369,000 | 45,005,000 | 46,775,000 | 46,084,000 |
| Risk-weighted assets | 363,926,000 | 366,012,000 | 361,773,000 | 359,289,000 |