Call reports 2008
ALLIANCE BANK — 2008
What ALLIANCE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 495,290,000 | 498,133,000 | 491,645,000 | 482,080,000 |
| Total loans | 368,527,000 | 366,610,000 | 370,165,000 | 375,341,000 |
| Allowance for loan losses | 1,107,000 | 1,130,000 | 1,378,000 | 1,465,000 |
| Securities available for sale | 71,698,000 | 79,846,000 | 72,722,000 | 58,367,000 |
| Securities held to maturity | 1,268,000 | 1,268,000 | 1,268,000 | 1,264,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,144,000 | 436,813,000 | 398,933,000 | 408,883,000 |
| Interest-bearing deposits | 346,112,000 | 367,877,000 | 332,789,000 | 343,302,000 |
| Noninterest-bearing deposits | 71,032,000 | 68,936,000 | 66,144,000 | 65,581,000 |
| Equity capital | 46,039,000 | 45,330,000 | 43,937,000 | 43,489,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,528,000 | 14,802,000 | 22,140,000 | 29,481,000 |
| Interest expense | 2,828,000 | 5,215,000 | 7,495,000 | 9,472,000 |
| Net interest income | 4,700,000 | 9,587,000 | 14,645,000 | 20,009,000 |
| Noninterest income | 2,319,000 | 4,468,000 | 6,617,000 | 8,632,000 |
| Noninterest expense | 5,210,000 | 10,464,000 | 15,650,000 | 20,559,000 |
| Provision for loan losses | 277,000 | 689,000 | 1,359,000 | 2,000,000 |
| Pretax income | 1,532,000 | 2,916,000 | 2,390,000 | 461,000 |
| Income tax | 0 | -25,000 | -25,000 | -25,000 |
| Net income | 1,532,000 | 2,941,000 | 2,415,000 | 486,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,185,000 | 40,554,000 | 38,878,000 | 37,624,000 |
| Total capital | 41,292,000 | 41,684,000 | 40,256,000 | 39,089,000 |
| Risk-weighted assets | 377,218,000 | 376,778,000 | 387,434,000 | 375,006,000 |