Call reports 2007
ALLIANCE BANK — 2007
What ALLIANCE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 482,041,000 | 477,448,000 | 481,370,000 | 487,770,000 |
| Total loans | 333,134,000 | 334,401,000 | 338,651,000 | 357,748,000 |
| Allowance for loan losses | 2,012,000 | 2,146,000 | 1,748,000 | 1,164,000 |
| Securities available for sale | 98,542,000 | 91,841,000 | 93,870,000 | 77,644,000 |
| Securities held to maturity | 1,272,000 | 1,272,000 | 1,272,000 | 1,268,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,075,000 | 393,557,000 | 395,083,000 | 397,270,000 |
| Interest-bearing deposits | 317,970,000 | 328,685,000 | 327,796,000 | 328,532,000 |
| Noninterest-bearing deposits | 67,105,000 | 64,872,000 | 67,287,000 | 68,738,000 |
| Equity capital | 43,934,000 | 43,735,000 | 44,276,000 | 44,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,325,000 | 14,618,000 | 21,880,000 | 29,416,000 |
| Interest expense | 3,293,000 | 6,467,000 | 9,551,000 | 12,687,000 |
| Net interest income | 4,032,000 | 8,151,000 | 12,329,000 | 16,729,000 |
| Noninterest income | 2,527,000 | 4,936,000 | 7,143,000 | 9,509,000 |
| Noninterest expense | 4,903,000 | 10,045,000 | 14,881,000 | 20,256,000 |
| Provision for loan losses | 290,000 | 616,000 | 1,164,000 | 1,388,000 |
| Pretax income | 1,366,000 | 2,426,000 | 3,427,000 | 4,597,000 |
| Income tax | 25,000 | 25,000 | 25,000 | 25,000 |
| Net income | 1,341,000 | 2,401,000 | 3,402,000 | 4,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,546,000 | 38,865,000 | 39,129,000 | 39,435,000 |
| Total capital | 40,558,000 | 41,011,000 | 40,877,000 | 40,599,000 |
| Risk-weighted assets | 342,906,000 | 345,276,000 | 346,745,000 | 366,858,000 |