Call reports 2006
ALLIANCE BANK — 2006
What ALLIANCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 452,375,000 | 457,371,000 | 481,898,000 | 487,796,000 |
| Total loans | 292,054,000 | 291,902,000 | 314,560,000 | 331,561,000 |
| Allowance for loan losses | 1,889,000 | 1,850,000 | 1,834,000 | 1,817,000 |
| Securities available for sale | 108,020,000 | 113,783,000 | 113,815,000 | 105,085,000 |
| Securities held to maturity | 1,276,000 | 1,276,000 | 1,276,000 | 1,272,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 365,214,000 | 369,490,000 | 362,401,000 | 372,095,000 |
| Interest-bearing deposits | 296,867,000 | 301,723,000 | 295,825,000 | 307,761,000 |
| Noninterest-bearing deposits | 68,347,000 | 67,767,000 | 66,576,000 | 64,334,000 |
| Equity capital | 41,465,000 | 41,202,000 | 42,382,000 | 42,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,839,000 | 12,037,000 | 18,574,000 | 25,719,000 |
| Interest expense | 2,141,000 | 4,638,000 | 7,514,000 | 10,718,000 |
| Net interest income | 3,698,000 | 7,399,000 | 11,060,000 | 15,001,000 |
| Noninterest income | 1,758,000 | 3,482,000 | 5,249,000 | 7,105,000 |
| Noninterest expense | 4,556,000 | 9,090,000 | 13,652,000 | 18,298,000 |
| Provision for loan losses | 65,000 | 151,000 | 174,000 | 305,000 |
| Pretax income | 895,000 | 1,700,000 | 2,543,000 | 3,586,000 |
| Income tax | 49,000 | 90,000 | 191,000 | 353,000 |
| Net income | 846,000 | 1,610,000 | 2,352,000 | 3,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,677,000 | 38,157,000 | 38,412,000 | 37,725,000 |
| Total capital | 39,566,000 | 40,007,000 | 40,246,000 | 39,542,000 |
| Risk-weighted assets | 300,257,000 | 302,219,000 | 326,177,000 | 341,161,000 |