Call reports 2005
ALLIANCE BANK — 2005
What ALLIANCE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 413,316,000 | 417,189,000 | 438,933,000 | 453,144,000 |
| Total loans | 255,216,000 | 259,006,000 | 275,134,000 | 285,347,000 |
| Allowance for loan losses | 2,243,000 | 1,933,000 | 1,952,000 | 1,941,000 |
| Securities available for sale | 113,931,000 | 110,549,000 | 111,335,000 | 106,577,000 |
| Securities held to maturity | 1,092,000 | 1,092,000 | 1,280,000 | 1,276,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,423,000 | 331,355,000 | 346,828,000 | 361,725,000 |
| Interest-bearing deposits | 270,413,000 | 267,370,000 | 272,566,000 | 285,356,000 |
| Noninterest-bearing deposits | 61,010,000 | 63,985,000 | 74,262,000 | 76,369,000 |
| Equity capital | 41,201,000 | 41,853,000 | 42,111,000 | 41,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,874,000 | 10,002,000 | 15,273,000 | 20,978,000 |
| Interest expense | 1,159,000 | 2,528,000 | 4,156,000 | 6,110,000 |
| Net interest income | 3,715,000 | 7,474,000 | 11,117,000 | 14,868,000 |
| Noninterest income | 1,609,000 | 3,022,000 | 4,547,000 | 6,227,000 |
| Noninterest expense | 4,058,000 | 8,172,000 | 12,476,000 | 17,016,000 |
| Provision for loan losses | 12,000 | 128,000 | 256,000 | 287,000 |
| Pretax income | 1,204,000 | 2,146,000 | 2,882,000 | 3,626,000 |
| Income tax | 249,000 | 266,000 | 266,000 | 342,000 |
| Net income | 955,000 | 1,880,000 | 2,616,000 | 3,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,216,000 | 36,786,000 | 37,125,000 | 37,181,000 |
| Total capital | 38,459,000 | 38,719,000 | 39,077,000 | 39,122,000 |
| Risk-weighted assets | 266,014,000 | 270,665,000 | 289,281,000 | 298,023,000 |