Call reports 2004
ALLIANCE BANK — 2004
What ALLIANCE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 424,187,000 | 412,775,000 | 412,148,000 | 418,475,000 |
| Total loans | 248,492,000 | 246,139,000 | 249,905,000 | 255,498,000 |
| Allowance for loan losses | 2,229,000 | 2,361,000 | 2,318,000 | 2,228,000 |
| Securities available for sale | 131,038,000 | 123,161,000 | 120,787,000 | 114,136,000 |
| Securities held to maturity | 1,092,000 | 1,092,000 | 1,092,000 | 1,092,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,461,000 | 337,176,000 | 325,368,000 | 336,867,000 |
| Interest-bearing deposits | 282,745,000 | 276,991,000 | 267,455,000 | 274,382,000 |
| Noninterest-bearing deposits | 59,716,000 | 60,185,000 | 57,913,000 | 62,485,000 |
| Equity capital | 40,695,000 | 39,532,000 | 41,378,000 | 41,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,923,000 | 9,795,000 | 14,422,000 | 19,193,000 |
| Interest expense | 1,171,000 | 2,278,000 | 3,360,000 | 4,445,000 |
| Net interest income | 3,752,000 | 7,517,000 | 11,062,000 | 14,748,000 |
| Noninterest income | 1,244,000 | 2,434,000 | 4,216,000 | 5,837,000 |
| Noninterest expense | 3,526,000 | 7,278,000 | 11,072,000 | 15,336,000 |
| Provision for loan losses | 100,000 | 198,000 | 226,000 | 355,000 |
| Pretax income | 1,288,000 | 2,393,000 | 3,903,000 | 4,817,000 |
| Income tax | 261,000 | 513,000 | 891,000 | 1,007,000 |
| Net income | 1,027,000 | 1,880,000 | 3,012,000 | 3,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,366,000 | 35,921,000 | 36,886,000 | 35,544,000 |
| Total capital | 37,595,000 | 38,282,000 | 39,204,000 | 37,772,000 |
| Risk-weighted assets | 259,918,000 | 259,838,000 | 260,730,000 | 266,915,000 |