Call reports 2002
ALLIANCE BANK — 2002
What ALLIANCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 375,107,000 | 378,284,000 | 439,390,000 | 436,088,000 |
| Total loans | 212,038,000 | 222,018,000 | 232,052,000 | 231,775,000 |
| Allowance for loan losses | 2,135,000 | 1,871,000 | 1,970,000 | 1,998,000 |
| Securities available for sale | 122,524,000 | 112,099,000 | 163,027,000 | 156,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,171,000 | 335,900,000 | 331,768,000 | 334,155,000 |
| Interest-bearing deposits | 285,055,000 | 278,744,000 | 276,048,000 | 280,266,000 |
| Noninterest-bearing deposits | 58,116,000 | 57,156,000 | 55,720,000 | 53,889,000 |
| Equity capital | 28,446,000 | 30,035,000 | 38,239,000 | 38,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,276,000 | 10,511,000 | 16,207,000 | 22,631,000 |
| Interest expense | 2,163,000 | 4,105,000 | 6,049,000 | 7,976,000 |
| Net interest income | 3,113,000 | 6,406,000 | 10,158,000 | 14,655,000 |
| Noninterest income | 895,000 | 1,926,000 | 2,903,000 | 3,905,000 |
| Noninterest expense | 3,297,000 | 6,614,000 | 9,947,000 | 13,409,000 |
| Provision for loan losses | 225,000 | 510,000 | 660,000 | 960,000 |
| Pretax income | 486,000 | 1,208,000 | 2,454,000 | 4,191,000 |
| Income tax | 71,000 | 221,000 | 505,000 | 983,000 |
| Net income | 415,000 | 987,000 | 1,949,000 | 3,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,361,000 | 23,806,000 | 31,300,000 | 32,079,000 |
| Total capital | 25,496,000 | 25,677,000 | 33,277,000 | 34,077,000 |
| Risk-weighted assets | 232,812,000 | 233,605,000 | 252,498,000 | 252,667,000 |