Call reports 2001
ALLIANCE BANK — 2001
What ALLIANCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 303,070,000 | 314,080,000 | 314,010,000 | 378,900,000 |
| Total loans | 179,450,000 | 190,515,000 | 196,357,000 | 203,869,000 |
| Allowance for loan losses | 2,017,000 | 2,154,000 | 2,205,000 | 2,047,000 |
| Securities available for sale | 91,516,000 | 82,728,000 | 79,562,000 | 122,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,848,000 | 272,562,000 | 281,204,000 | 347,297,000 |
| Interest-bearing deposits | 215,221,000 | 215,483,000 | 223,436,000 | 289,247,000 |
| Noninterest-bearing deposits | 57,627,000 | 57,079,000 | 57,768,000 | 58,050,000 |
| Equity capital | 27,440,000 | 27,893,000 | 29,451,000 | 28,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,396,000 | 10,767,000 | 15,932,000 | 21,178,000 |
| Interest expense | 2,232,000 | 4,355,000 | 6,361,000 | 8,408,000 |
| Net interest income | 3,164,000 | 6,412,000 | 9,571,000 | 12,770,000 |
| Noninterest income | 924,000 | 1,904,000 | 2,830,000 | 4,021,000 |
| Noninterest expense | 3,066,000 | 6,167,000 | 9,359,000 | 12,636,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 872,000 | 1,849,000 | 2,591,000 | 3,554,000 |
| Income tax | 247,000 | 499,000 | 672,000 | 984,000 |
| Net income | 625,000 | 1,350,000 | 1,919,000 | 2,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,498,000 | 24,144,000 | 24,617,000 | 23,110,000 |
| Total capital | 25,515,000 | 26,298,000 | 26,822,000 | 25,157,000 |
| Risk-weighted assets | 198,634,000 | 208,489,000 | 213,211,000 | 231,863,000 |