Call reports 2025
FIRST FEDERAL SAVINGS BANK OF WASHINGTON — 2025
What FIRST FEDERAL SAVINGS BANK OF WASHINGTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 89,885,000 | 92,295,000 | 94,445,000 | 95,149,000 |
| Total loans | 69,825,000 | 72,214,000 | 72,992,000 | 72,692,000 |
| Allowance for loan losses | 575,000 | 598,000 | 614,000 | 636,000 |
| Securities available for sale | 7,038,000 | 6,528,000 | 6,807,000 | 6,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,003,000 | 73,682,000 | 75,490,000 | 76,185,000 |
| Interest-bearing deposits | 63,008,000 | 63,727,000 | 65,544,000 | 64,407,000 |
| Noninterest-bearing deposits | 9,995,000 | 9,955,000 | 9,946,000 | 11,778,000 |
| Equity capital | 9,298,000 | 9,396,000 | 9,591,000 | 9,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,157,000 | 2,323,000 | 3,526,000 | 4,751,000 |
| Interest expense | 485,000 | 949,000 | 1,460,000 | 1,931,000 |
| Net interest income | 672,000 | 1,374,000 | 2,066,000 | 2,820,000 |
| Noninterest income | 25,000 | 51,000 | 80,000 | 105,000 |
| Noninterest expense | 587,000 | 1,200,000 | 1,731,000 | 2,380,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 85,000 | 174,000 | 341,000 | 449,000 |
| Income tax | 17,000 | 35,000 | 72,000 | 95,000 |
| Net income | 68,000 | 139,000 | 269,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,606,000 | 9,677,000 | 9,808,000 | 9,893,000 |