Call reports 2016
FIRST FEDERAL SAVINGS BANK OF WASHINGTON — 2016
What FIRST FEDERAL SAVINGS BANK OF WASHINGTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 69,408,000 | 69,277,000 | 70,028,000 | 69,104,000 |
| Total loans | 39,252,000 | 38,669,000 | 38,369,000 | 39,243,000 |
| Allowance for loan losses | 109,000 | 104,000 | 106,000 | 105,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,283,000 | 3,108,000 | 2,457,000 | 2,409,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,735,000 | 59,651,000 | 60,443,000 | 59,559,000 |
| Interest-bearing deposits | 53,426,000 | 52,480,000 | 51,494,000 | 51,860,000 |
| Noninterest-bearing deposits | 6,309,000 | 7,171,000 | 8,949,000 | 7,699,000 |
| Equity capital | 9,406,000 | 9,378,000 | 9,332,000 | 9,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 582,000 | 1,136,000 | 1,679,000 | 2,195,000 |
| Interest expense | 64,000 | 127,000 | 188,000 | 247,000 |
| Net interest income | 518,000 | 1,009,000 | 1,491,000 | 1,948,000 |
| Noninterest income | 8,000 | 20,000 | 37,000 | 54,000 |
| Noninterest expense | 512,000 | 1,050,000 | 1,608,000 | 2,184,000 |
| Provision for loan losses | 1,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 13,000 | -23,000 | -82,000 | -184,000 |
| Income tax | 3,000 | -5,000 | -17,000 | -88,000 |
| Net income | 10,000 | -18,000 | -65,000 | -96,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,406,000 | 9,378,000 | 9,332,000 | 9,300,000 |
| Total capital | 9,515,000 | 9,482,000 | 9,437,000 | 9,405,000 |
| Risk-weighted assets | 31,349,000 | 31,176,000 | 32,479,000 | 33,271,000 |