Call reports 2015
FIRST FEDERAL SAVINGS BANK OF WASHINGTON — 2015
What FIRST FEDERAL SAVINGS BANK OF WASHINGTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 71,326,000 | 70,550,000 | 67,400,000 | 69,167,000 |
| Total loans | 39,856,000 | 39,595,000 | 39,391,000 | 39,556,000 |
| Allowance for loan losses | 98,000 | 101,000 | 102,000 | 109,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,339,000 | 13,126,000 | 11,649,000 | 8,390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,721,000 | 60,935,000 | 57,675,000 | 59,519,000 |
| Interest-bearing deposits | 53,954,000 | 55,186,000 | 51,599,000 | 53,395,000 |
| Noninterest-bearing deposits | 6,767,000 | 5,749,000 | 6,076,000 | 6,124,000 |
| Equity capital | 9,294,000 | 9,327,000 | 9,345,000 | 9,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 594,000 | 1,191,000 | 1,777,000 | 2,344,000 |
| Interest expense | 76,000 | 154,000 | 217,000 | 275,000 |
| Net interest income | 518,000 | 1,037,000 | 1,560,000 | 2,069,000 |
| Noninterest income | 20,000 | 31,000 | 39,000 | 49,000 |
| Noninterest expense | 534,000 | 1,020,000 | 1,522,000 | 1,958,000 |
| Provision for loan losses | -6,000 | -5,000 | -4,000 | 3,000 |
| Pretax income | 10,000 | 53,000 | 81,000 | 157,000 |
| Income tax | 2,000 | 12,000 | 21,000 | 46,000 |
| Net income | 8,000 | 41,000 | 60,000 | 111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,294,000 | 9,327,000 | 9,345,000 | 9,396,000 |
| Total capital | 9,392,000 | 9,428,000 | 9,447,000 | 9,504,000 |
| Risk-weighted assets | 31,913,000 | 31,848,000 | 31,396,000 | 31,825,000 |