Call reports 2013
FIRST FEDERAL SAVINGS BANK OF WASHINGTON — 2013
What FIRST FEDERAL SAVINGS BANK OF WASHINGTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 79,033,000 | 77,950,000 | 79,345,000 | 77,573,000 |
| Total loans | 43,371,000 | 42,516,000 | 41,670,000 | 41,563,000 |
| Allowance for loan losses | 132,000 | 133,000 | 134,000 | 135,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,708,000 | 15,467,000 | 15,147,000 | 13,928,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,859,000 | 67,695,000 | 68,959,000 | 67,167,000 |
| Interest-bearing deposits | 64,203,000 | 62,980,000 | 64,253,000 | 62,351,000 |
| Noninterest-bearing deposits | 4,656,000 | 4,715,000 | 4,706,000 | 4,816,000 |
| Equity capital | 8,867,000 | 8,957,000 | 9,050,000 | 9,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 705,000 | 1,397,000 | 2,072,000 | 2,737,000 |
| Interest expense | 139,000 | 267,000 | 386,000 | 502,000 |
| Net interest income | 566,000 | 1,130,000 | 1,686,000 | 2,235,000 |
| Noninterest income | 8,000 | 22,000 | 32,000 | 55,000 |
| Noninterest expense | 448,000 | 874,000 | 1,282,000 | 1,749,000 |
| Provision for loan losses | 2,000 | 3,000 | 4,000 | 5,000 |
| Pretax income | 124,000 | 275,000 | 432,000 | 536,000 |
| Income tax | 39,000 | 100,000 | 164,000 | 203,000 |
| Net income | 85,000 | 175,000 | 268,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,867,000 | 8,957,000 | 9,050,000 | 9,114,000 |
| Total capital | 8,999,000 | 9,090,000 | 9,184,000 | 9,249,000 |
| Risk-weighted assets | 34,547,000 | 34,316,000 | 34,268,000 | 33,738,000 |