Call reports 2012
FIRST FEDERAL SAVINGS BANK OF WASHINGTON — 2012
What FIRST FEDERAL SAVINGS BANK OF WASHINGTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 82,539,000 | 81,080,000 | 77,758,000 | 77,435,000 |
| Total loans | 50,516,000 | 49,263,000 | 46,755,000 | 45,221,000 |
| Allowance for loan losses | 120,000 | 124,000 | 127,000 | 130,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,144,000 | 6,949,000 | 13,293,000 | 9,948,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,515,000 | 70,077,000 | 66,594,000 | 67,217,000 |
| Interest-bearing deposits | 66,732,000 | 65,505,000 | 62,589,000 | 62,844,000 |
| Noninterest-bearing deposits | 4,783,000 | 4,572,000 | 4,005,000 | 4,373,000 |
| Equity capital | 8,432,000 | 8,543,000 | 8,667,000 | 8,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 827,000 | 1,628,000 | 2,416,000 | 3,171,000 |
| Interest expense | 209,000 | 397,000 | 565,000 | 714,000 |
| Net interest income | 618,000 | 1,231,000 | 1,851,000 | 2,457,000 |
| Noninterest income | 10,000 | 19,000 | 31,000 | 39,000 |
| Noninterest expense | 449,000 | 884,000 | 1,303,000 | 1,719,000 |
| Provision for loan losses | 6,000 | 8,000 | 11,000 | 14,000 |
| Pretax income | 173,000 | 358,000 | 568,000 | 763,000 |
| Income tax | 58,000 | 134,000 | 219,000 | 298,000 |
| Net income | 115,000 | 224,000 | 349,000 | 465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,432,000 | 8,543,000 | 8,667,000 | 8,782,000 |
| Total capital | 8,552,000 | 8,667,000 | 8,794,000 | 8,912,000 |
| Risk-weighted assets | 38,207,000 | 38,046,000 | 35,637,000 | 34,938,000 |