Call reports 2023
PULASKI SAVINGS BANK — 2023
What PULASKI SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 51,563,000 | 49,146,000 | 49,648,000 | 49,159,000 |
| Total loans | 42,920,000 | 43,531,000 | 43,093,000 | 41,747,000 |
| Allowance for loan losses | 432,000 | 432,000 | 432,000 | 432,000 |
| Securities available for sale | 322,000 | 303,000 | 292,000 | 293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,084,000 | 42,073,000 | 42,412,000 | 41,708,000 |
| Interest-bearing deposits | 41,722,000 | 41,555,000 | 41,959,000 | 37,068,000 |
| Noninterest-bearing deposits | 362,000 | 518,000 | 453,000 | 4,640,000 |
| Equity capital | 4,965,000 | 5,003,000 | 5,000,000 | 5,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 470,000 | 984,000 | 1,321,000 | 2,042,000 |
| Interest expense | 85,000 | 198,000 | 261,000 | 495,000 |
| Net interest income | 385,000 | 786,000 | 1,060,000 | 1,547,000 |
| Noninterest income | 7,000 | 15,000 | 20,000 | 467,000 |
| Noninterest expense | 400,000 | 771,000 | 1,053,000 | 1,730,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -8,000 | 30,000 | 27,000 | 284,000 |
| Income tax | 0 | 0 | 0 | 17,000 |
| Net income | -8,000 | 30,000 | 27,000 | 267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,984,000 | 5,022,000 | 5,019,000 | 5,259,000 |
| Total capital | 5,271,000 | 5,311,000 | 5,300,000 | 5,571,000 |
| Risk-weighted assets | 22,837,000 | 23,008,000 | 22,322,000 | 24,866,000 |