Call reports 2020
PULASKI SAVINGS BANK — 2020
What PULASKI SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 46,249,000 | 48,164,000 | 48,528,000 | 50,137,000 |
| Total loans | 37,869,000 | 37,897,000 | 40,439,000 | 40,244,000 |
| Allowance for loan losses | 124,000 | 124,000 | 124,000 | 124,000 |
| Securities available for sale | 3,259,000 | 765,000 | 371,000 | 330,000 |
| Securities held to maturity | 1,000 | 1,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,675,000 | 39,569,000 | 39,544,000 | 41,364,000 |
| Interest-bearing deposits | 37,273,000 | 38,887,000 | 39,076,000 | 40,766,000 |
| Noninterest-bearing deposits | 402,000 | 682,000 | 468,000 | 598,000 |
| Equity capital | 3,560,000 | 3,545,000 | 3,566,000 | 3,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 918,000 | 1,367,000 | 1,807,000 |
| Interest expense | 113,000 | 254,000 | 360,000 | 453,000 |
| Net interest income | 367,000 | 664,000 | 1,007,000 | 1,354,000 |
| Noninterest income | 6,000 | 12,000 | 19,000 | 230,000 |
| Noninterest expense | 339,000 | 656,000 | 983,000 | 1,405,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 34,000 | 20,000 | 43,000 | 179,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 34,000 | 20,000 | 43,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,563,000 | 3,550,000 | 3,572,000 | 3,708,000 |
| Total capital | 3,687,000 | 3,674,000 | 3,696,000 | 3,832,000 |
| Risk-weighted assets | 20,670,000 | 20,880,000 | 21,599,000 | 21,875,000 |