Call reports 2016
PULASKI SAVINGS BANK — 2016
What PULASKI SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 42,862,000 | 43,275,000 | 43,288,000 | 42,693,000 |
| Total loans | 21,045,000 | 20,679,000 | 21,759,000 | 22,700,000 |
| Allowance for loan losses | 111,000 | 107,000 | 101,000 | 99,000 |
| Securities available for sale | 13,544,000 | 7,766,000 | 7,017,000 | 11,429,000 |
| Securities held to maturity | 5,000 | 3,000 | 3,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,142,000 | 38,600,000 | 38,639,000 | 38,279,000 |
| Interest-bearing deposits | 37,867,000 | 38,188,000 | 38,396,000 | 37,885,000 |
| Noninterest-bearing deposits | 275,000 | 412,000 | 243,000 | 394,000 |
| Equity capital | 4,672,000 | 4,596,000 | 4,602,000 | 4,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 348,000 | 661,000 | 930,000 | 1,209,000 |
| Interest expense | 61,000 | 128,000 | 188,000 | 248,000 |
| Net interest income | 287,000 | 533,000 | 742,000 | 961,000 |
| Noninterest income | 6,000 | 14,000 | 199,000 | 205,000 |
| Noninterest expense | 385,000 | 746,000 | 1,138,000 | 1,508,000 |
| Provision for loan losses | 4,000 | 0 | -6,000 | -8,000 |
| Pretax income | -96,000 | -199,000 | -191,000 | -334,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -96,000 | -199,000 | -191,000 | -334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,676,000 | 4,618,000 | 4,622,000 | 4,438,000 |
| Total capital | 4,787,000 | 4,725,000 | 4,723,000 | 4,537,000 |
| Risk-weighted assets | 17,297,000 | 16,894,000 | 17,349,000 | 17,398,000 |