Call reports 2014
PULASKI SAVINGS BANK — 2014
What PULASKI SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 45,733,000 | 45,318,000 | 44,408,000 | 45,317,000 |
| Total loans | 23,200,000 | 23,028,000 | 22,091,000 | 21,765,000 |
| Allowance for loan losses | 121,000 | 115,000 | 111,000 | 108,000 |
| Securities available for sale | 17,172,000 | 18,021,000 | 17,930,000 | 18,639,000 |
| Securities held to maturity | 13,000 | 12,000 | 10,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,090,000 | 40,576,000 | 39,554,000 | 39,953,000 |
| Interest-bearing deposits | 40,866,000 | 40,291,000 | 39,422,000 | 39,687,000 |
| Noninterest-bearing deposits | 224,000 | 285,000 | 132,000 | 266,000 |
| Equity capital | 4,438,000 | 4,611,000 | 4,720,000 | 5,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 403,000 | 797,000 | 1,184,000 | 1,568,000 |
| Interest expense | 80,000 | 149,000 | 219,000 | 288,000 |
| Net interest income | 323,000 | 648,000 | 965,000 | 1,280,000 |
| Noninterest income | 7,000 | 13,000 | 18,000 | 22,000 |
| Noninterest expense | 409,000 | 829,000 | 1,218,000 | 1,651,000 |
| Provision for loan losses | -20,000 | -26,000 | -30,000 | 3,000 |
| Pretax income | -59,000 | -142,000 | -205,000 | -352,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -59,000 | -142,000 | -205,000 | -352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,565,000 | 5,482,000 | 5,419,000 | 5,272,000 |
| Total capital | 5,686,000 | 5,597,000 | 5,530,000 | 5,380,000 |
| Risk-weighted assets | 17,540,000 | 16,885,000 | 16,580,000 | 16,554,000 |