Call reports 2013
PULASKI SAVINGS BANK — 2013
What PULASKI SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 47,402,000 | 46,118,000 | 46,080,000 | 45,769,000 |
| Total loans | 26,098,000 | 25,344,000 | 24,520,000 | 23,920,000 |
| Allowance for loan losses | 631,000 | 188,000 | 148,000 | 141,000 |
| Securities available for sale | 15,383,000 | 15,869,000 | 15,422,000 | 16,544,000 |
| Securities held to maturity | 19,000 | 17,000 | 17,000 | 14,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,816,000 | 40,954,000 | 41,138,000 | 41,326,000 |
| Interest-bearing deposits | 41,695,000 | 40,722,000 | 41,000,000 | 41,079,000 |
| Noninterest-bearing deposits | 121,000 | 232,000 | 138,000 | 247,000 |
| Equity capital | 5,526,000 | 5,097,000 | 4,798,000 | 4,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 825,000 | 1,227,000 | 1,620,000 |
| Interest expense | 80,000 | 160,000 | 233,000 | 310,000 |
| Net interest income | 347,000 | 665,000 | 994,000 | 1,310,000 |
| Noninterest income | 4,000 | 8,000 | 15,000 | 22,000 |
| Noninterest expense | 344,000 | 714,000 | 1,110,000 | 1,529,000 |
| Provision for loan losses | 3,000 | -277,000 | -316,000 | -283,000 |
| Pretax income | 4,000 | 236,000 | 215,000 | 86,000 |
| Income tax | 0 | 0 | 0 | 9,000 |
| Net income | 4,000 | 236,000 | 215,000 | 77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,551,000 | 5,783,000 | 5,763,000 | 5,625,000 |
| Total capital | 5,743,000 | 5,971,000 | 5,911,000 | 5,766,000 |
| Risk-weighted assets | 15,553,000 | 18,128,000 | 18,154,000 | 17,915,000 |