Call reports 2011
PULASKI SAVINGS BANK — 2011
What PULASKI SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 47,919,000 | 48,867,000 | 50,490,000 | 48,541,000 |
| Total loans | 29,583,000 | 29,166,000 | 28,875,000 | 28,462,000 |
| Allowance for loan losses | 57,000 | 467,000 | 454,000 | 158,000 |
| Securities available for sale | 12,613,000 | 12,125,000 | 13,734,000 | 13,723,000 |
| Securities held to maturity | 42,000 | 30,000 | 28,000 | 26,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,531,000 | 42,575,000 | 44,197,000 | 42,052,000 |
| Interest-bearing deposits | 41,441,000 | 42,360,000 | 43,882,000 | 41,810,000 |
| Noninterest-bearing deposits | 90,000 | 215,000 | 315,000 | 242,000 |
| Equity capital | 6,213,000 | 5,971,000 | 6,088,000 | 6,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 505,000 | 988,000 | 1,496,000 | 1,955,000 |
| Interest expense | 128,000 | 246,000 | 358,000 | 453,000 |
| Net interest income | 377,000 | 742,000 | 1,138,000 | 1,502,000 |
| Noninterest income | 8,000 | 12,000 | 17,000 | -50,000 |
| Noninterest expense | 355,000 | 726,000 | 1,125,000 | 1,509,000 |
| Provision for loan losses | 0 | 410,000 | 397,000 | 101,000 |
| Pretax income | 30,000 | -394,000 | -383,000 | -174,000 |
| Income tax | 0 | 0 | 0 | -56,000 |
| Net income | 30,000 | -394,000 | -383,000 | -118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,422,000 | 6,009,000 | 6,020,000 | 6,286,000 |
| Total capital | 6,479,000 | 6,228,000 | 6,237,000 | 6,444,000 |
| Risk-weighted assets | 17,354,000 | 17,277,000 | 17,190,000 | 16,832,000 |