Call reports 2008
PULASKI SAVINGS BANK — 2008
What PULASKI SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 42,624,000 | 42,473,000 | 41,994,000 | 40,706,000 |
| Total loans | 35,582,000 | 35,934,000 | 35,481,000 | 35,252,000 |
| Allowance for loan losses | 52,000 | 52,000 | 52,000 | 52,000 |
| Securities available for sale | 1,581,000 | 1,528,000 | 1,155,000 | 1,048,000 |
| Securities held to maturity | 74,000 | 70,000 | 68,000 | 64,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,507,000 | 35,542,000 | 35,239,000 | 33,963,000 |
| Interest-bearing deposits | 35,377,000 | 35,279,000 | 34,886,000 | 33,781,000 |
| Noninterest-bearing deposits | 130,000 | 263,000 | 353,000 | 182,000 |
| Equity capital | 6,898,000 | 6,733,000 | 6,629,000 | 6,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 549,000 | 1,093,000 | 1,630,000 | 2,156,000 |
| Interest expense | 250,000 | 509,000 | 725,000 | 932,000 |
| Net interest income | 299,000 | 584,000 | 905,000 | 1,224,000 |
| Noninterest income | 3,000 | 94,000 | 102,000 | 107,000 |
| Noninterest expense | 366,000 | 699,000 | 1,046,000 | 1,351,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -64,000 | -21,000 | -39,000 | -20,000 |
| Income tax | -16,000 | -16,000 | -16,000 | -4,000 |
| Net income | -48,000 | -5,000 | -23,000 | -16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,545,000 | 6,588,000 | 6,569,000 | 6,576,000 |
| Total capital | 6,830,000 | 6,788,000 | 6,629,000 | 6,628,000 |
| Risk-weighted assets | 20,781,000 | 20,668,000 | 20,386,000 | 19,960,000 |