Call reports 2007
PULASKI SAVINGS BANK — 2007
What PULASKI SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 44,684,000 | 43,839,000 | 43,139,000 | 42,929,000 |
| Total loans | 33,016,000 | 33,306,000 | 33,883,000 | 35,528,000 |
| Allowance for loan losses | 52,000 | 52,000 | 52,000 | 52,000 |
| Securities available for sale | 4,258,000 | 4,136,000 | 3,857,000 | 2,649,000 |
| Securities held to maturity | 102,000 | 107,000 | 102,000 | 91,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,595,000 | 35,731,000 | 35,044,000 | 35,516,000 |
| Interest-bearing deposits | 36,435,000 | 35,506,000 | 34,686,000 | 35,187,000 |
| Noninterest-bearing deposits | 160,000 | 225,000 | 358,000 | 329,000 |
| Equity capital | 7,500,000 | 7,480,000 | 7,441,000 | 7,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 564,000 | 1,128,000 | 1,681,000 | 2,225,000 |
| Interest expense | 261,000 | 529,000 | 786,000 | 1,051,000 |
| Net interest income | 303,000 | 599,000 | 895,000 | 1,174,000 |
| Noninterest income | 2,000 | 4,000 | 6,000 | 12,000 |
| Noninterest expense | 343,000 | 672,000 | 1,010,000 | 1,369,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -38,000 | -69,000 | -109,000 | -183,000 |
| Income tax | 0 | -18,000 | -18,000 | -58,000 |
| Net income | -38,000 | -51,000 | -91,000 | -125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,680,000 | 6,666,000 | 6,626,000 | 6,593,000 |
| Total capital | 7,293,000 | 7,290,000 | 7,234,000 | 6,962,000 |
| Risk-weighted assets | 22,123,000 | 19,783,000 | 20,007,000 | 20,697,000 |