Call reports 2006
PULASKI SAVINGS BANK — 2006
What PULASKI SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 43,860,000 | 43,339,000 | 44,514,000 | 43,739,000 |
| Total loans | 30,708,000 | 32,210,000 | 33,204,000 | 32,700,000 |
| Allowance for loan losses | 52,000 | 52,000 | 52,000 | 52,000 |
| Securities available for sale | 6,196,000 | 5,485,000 | 5,570,000 | 5,011,000 |
| Securities held to maturity | 120,000 | 119,000 | 115,000 | 114,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,576,000 | 35,136,000 | 35,567,000 | 35,443,000 |
| Interest-bearing deposits | 35,422,000 | 34,884,000 | 35,441,000 | 35,221,000 |
| Noninterest-bearing deposits | 154,000 | 252,000 | 126,000 | 222,000 |
| Equity capital | 7,577,000 | 7,477,000 | 7,620,000 | 7,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 524,000 | 1,059,000 | 1,625,000 | 2,164,000 |
| Interest expense | 187,000 | 395,000 | 625,000 | 880,000 |
| Net interest income | 337,000 | 664,000 | 1,000,000 | 1,284,000 |
| Noninterest income | 3,000 | 7,000 | 8,000 | 8,000 |
| Noninterest expense | 332,000 | 653,000 | 994,000 | 1,314,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -5,000 | 5,000 | 1,000 | -8,000 |
| Income tax | 0 | 0 | 0 | 8,000 |
| Net income | -5,000 | 5,000 | 1,000 | -16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,728,000 | 6,738,000 | 6,734,000 | 6,718,000 |
| Total capital | 7,366,000 | 7,338,000 | 7,419,000 | 7,411,000 |
| Risk-weighted assets | 19,073,000 | 19,467,000 | 20,000,000 | 19,755,000 |