Call reports 2005
PULASKI SAVINGS BANK — 2005
What PULASKI SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 44,684,000 | 44,931,000 | 44,496,000 | 43,001,000 |
| Total loans | 28,387,000 | 29,159,000 | 30,667,000 | 30,208,000 |
| Allowance for loan losses | 52,000 | 52,000 | 52,000 | 52,000 |
| Securities available for sale | 7,096,000 | 7,208,000 | 6,781,000 | 6,810,000 |
| Securities held to maturity | 160,000 | 152,000 | 141,000 | 137,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,093,000 | 37,226,000 | 36,947,000 | 34,617,000 |
| Interest-bearing deposits | 36,943,000 | 36,952,000 | 36,588,000 | 34,369,000 |
| Noninterest-bearing deposits | 150,000 | 274,000 | 359,000 | 248,000 |
| Equity capital | 7,444,000 | 7,546,000 | 7,437,000 | 7,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 536,000 | 1,067,000 | 1,612,000 | 2,142,000 |
| Interest expense | 142,000 | 296,000 | 462,000 | 636,000 |
| Net interest income | 394,000 | 771,000 | 1,150,000 | 1,506,000 |
| Noninterest income | 3,000 | 5,000 | 9,000 | 13,000 |
| Noninterest expense | 320,000 | 642,000 | 963,000 | 1,316,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 77,000 | 134,000 | 196,000 | 203,000 |
| Income tax | 22,000 | 35,000 | 61,000 | 53,000 |
| Net income | 55,000 | 99,000 | 135,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,638,000 | 6,682,000 | 6,718,000 | 6,733,000 |
| Total capital | 7,293,000 | 7,367,000 | 7,306,000 | 7,408,000 |
| Risk-weighted assets | 18,960,000 | 19,202,000 | 20,284,000 | 19,217,000 |