Call reports 2004
PULASKI SAVINGS BANK — 2004
What PULASKI SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 43,882,000 | 44,692,000 | 44,771,000 | 45,034,000 |
| Total loans | 27,840,000 | 27,517,000 | 27,779,000 | 28,575,000 |
| Allowance for loan losses | 52,000 | 52,000 | 52,000 | 52,000 |
| Securities available for sale | 4,074,000 | 6,106,000 | 6,944,000 | 7,588,000 |
| Securities held to maturity | 215,000 | 198,000 | 183,000 | 157,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,572,000 | 37,143,000 | 37,143,000 | 36,871,000 |
| Interest-bearing deposits | 36,499,000 | 36,916,000 | 36,808,000 | 36,654,000 |
| Noninterest-bearing deposits | 73,000 | 227,000 | 335,000 | 217,000 |
| Equity capital | 7,210,000 | 7,369,000 | 7,449,000 | 7,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 502,000 | 1,009,000 | 1,528,000 | 2,046,000 |
| Interest expense | 134,000 | 266,000 | 402,000 | 539,000 |
| Net interest income | 368,000 | 743,000 | 1,126,000 | 1,507,000 |
| Noninterest income | 1,000 | 6,000 | 7,000 | 10,000 |
| Noninterest expense | 317,000 | 646,000 | 959,000 | 1,296,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 103,000 | 174,000 | 221,000 |
| Income tax | 14,000 | 36,000 | 60,000 | 77,000 |
| Net income | 38,000 | 67,000 | 114,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,477,000 | 6,506,000 | 6,553,000 | 6,583,000 |
| Total capital | 7,035,000 | 7,173,000 | 7,230,000 | 7,342,000 |
| Risk-weighted assets | 18,725,000 | 18,698,000 | 18,820,000 | 19,192,000 |