Call reports 2003
PULASKI SAVINGS BANK — 2003
What PULASKI SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 42,258,000 | 41,567,000 | 41,441,000 | 42,957,000 |
| Total loans | 29,161,000 | 28,245,000 | 27,771,000 | 28,354,000 |
| Allowance for loan losses | 52,000 | 52,000 | 52,000 | 52,000 |
| Securities available for sale | 4,985,000 | 4,683,000 | 3,916,000 | 4,050,000 |
| Securities held to maturity | 1,334,000 | 1,283,000 | 249,000 | 233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,973,000 | 34,261,000 | 34,129,000 | 35,243,000 |
| Interest-bearing deposits | 34,874,000 | 34,030,000 | 34,070,000 | 35,056,000 |
| Noninterest-bearing deposits | 99,000 | 231,000 | 59,000 | 187,000 |
| Equity capital | 7,150,000 | 7,184,000 | 7,269,000 | 7,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 603,000 | 1,158,000 | 1,681,000 | 2,185,000 |
| Interest expense | 170,000 | 320,000 | 456,000 | 587,000 |
| Net interest income | 433,000 | 838,000 | 1,225,000 | 1,598,000 |
| Noninterest income | 2,000 | 2,000 | 3,000 | 8,000 |
| Noninterest expense | 286,000 | 588,000 | 892,000 | 1,263,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 149,000 | 252,000 | 336,000 | 340,000 |
| Income tax | 51,000 | 81,000 | 98,000 | 107,000 |
| Net income | 98,000 | 171,000 | 238,000 | 233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,304,000 | 6,377,000 | 6,445,000 | 6,439,000 |
| Total capital | 6,865,000 | 6,915,000 | 6,999,000 | 7,044,000 |
| Risk-weighted assets | 18,290,000 | 17,893,000 | 17,849,000 | 18,900,000 |