Call reports 2002
PULASKI SAVINGS BANK — 2002
What PULASKI SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 43,022,000 | 43,494,000 | 43,035,000 | 42,632,000 |
| Total loans | 31,921,000 | 33,241,000 | 32,608,000 | 30,175,000 |
| Allowance for loan losses | 52,000 | 52,000 | 52,000 | 52,000 |
| Securities available for sale | 6,440,000 | 6,494,000 | 5,640,000 | 5,179,000 |
| Securities held to maturity | 1,504,000 | 1,457,000 | 1,407,000 | 1,372,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,837,000 | 35,393,000 | 35,532,000 | 35,030,000 |
| Interest-bearing deposits | 35,723,000 | 35,119,000 | 35,151,000 | 34,822,000 |
| Noninterest-bearing deposits | 114,000 | 274,000 | 381,000 | 208,000 |
| Equity capital | 6,889,000 | 7,164,000 | 7,032,000 | 7,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 663,000 | 1,335,000 | 2,010,000 | 2,640,000 |
| Interest expense | 252,000 | 503,000 | 714,000 | 920,000 |
| Net interest income | 411,000 | 832,000 | 1,296,000 | 1,720,000 |
| Noninterest income | 3,000 | 5,000 | 11,000 | 11,000 |
| Noninterest expense | 273,000 | 570,000 | 833,000 | 1,183,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 141,000 | 267,000 | 474,000 | 548,000 |
| Income tax | 49,000 | 78,000 | 147,000 | 181,000 |
| Net income | 92,000 | 189,000 | 327,000 | 367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,931,000 | 6,027,000 | 6,166,000 | 6,206,000 |
| Total capital | 6,593,000 | 6,667,000 | 6,754,000 | 6,825,000 |
| Risk-weighted assets | 19,383,000 | 19,822,000 | 19,481,000 | 18,753,000 |