Call reports 2013
VIRGINIA HERITAGE BANK — 2013
What VIRGINIA HERITAGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 804,829,000 | 847,753,000 | 835,206,000 | 894,841,000 |
| Total loans | 635,013,000 | 657,615,000 | 660,891,000 | 716,617,000 |
| Allowance for loan losses | 8,845,000 | 9,373,000 | 9,697,000 | 9,790,000 |
| Securities available for sale | 127,747,000 | 123,248,000 | 133,833,000 | 126,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 696,091,000 | 729,530,000 | 710,744,000 | 711,400,000 |
| Interest-bearing deposits | 514,205,000 | 535,215,000 | 518,962,000 | 521,817,000 |
| Noninterest-bearing deposits | 181,886,000 | 194,315,000 | 191,782,000 | 189,583,000 |
| Equity capital | 70,860,000 | 89,940,000 | 94,714,000 | 96,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 8,114,000 | 16,455,000 | 24,998,000 | 33,937,000 |
| Interest expense | 1,353,000 | 2,670,000 | 3,963,000 | 5,240,000 |
| Net interest income | 6,761,000 | 13,785,000 | 21,035,000 | 28,697,000 |
| Noninterest income | 3,124,000 | 6,426,000 | 8,311,000 | 10,119,000 |
| Noninterest expense | 6,366,000 | 12,844,000 | 18,691,000 | 24,263,000 |
| Provision for loan losses | 634,000 | 1,152,000 | 1,458,000 | 1,764,000 |
| Pretax income | 3,084,000 | 6,741,000 | 9,715,000 | 13,346,000 |
| Income tax | 1,042,000 | 2,207,000 | 3,178,000 | 4,346,000 |
| Net income | 2,042,000 | 4,534,000 | 6,537,000 | 9,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,382,000 | 93,023,000 | 97,927,000 | 100,526,000 |
| Total capital | 79,362,000 | 101,143,000 | 106,333,000 | 109,768,000 |
| Risk-weighted assets | 637,540,000 | 648,355,000 | 671,161,000 | 738,819,000 |