Call reports 2005
VIRGINIA HERITAGE BANK — 2005
What VIRGINIA HERITAGE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q4 |
|---|---|
| Total assets | 16,557,000 |
| Total loans | 547,000 |
| Allowance for loan losses | 6,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 2,301,000 |
| Interest-bearing deposits | 1,736,000 |
| Noninterest-bearing deposits | 564,000 |
| Equity capital | 13,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q4 |
|---|---|
| Interest income | 159,000 |
| Interest expense | 6,000 |
| Net interest income | 153,000 |
| Noninterest income | 0 |
| Noninterest expense | 961,000 |
| Provision for loan losses | 6,000 |
| Pretax income | -814,000 |
| Income tax | 0 |
| Net income | -814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q4 |
|---|---|
| Tier 1 capital | 13,918,000 |
| Total capital | 13,924,000 |
| Risk-weighted assets | 4,161,000 |