Call reports 2016
BANK OF CROCKETT — 2016
What BANK OF CROCKETT reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 142,807,000 | 147,419,000 | 146,786,000 | 155,326,000 |
| Total loans | 43,706,000 | 43,581,000 | 44,418,000 | 42,136,000 |
| Allowance for loan losses | 599,000 | 596,000 | 596,000 | 597,000 |
| Securities available for sale | 86,832,000 | 85,856,000 | 89,314,000 | 87,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,978,000 | 127,641,000 | 125,905,000 | 138,503,000 |
| Interest-bearing deposits | 102,377,000 | 104,698,000 | 103,887,000 | 109,200,000 |
| Noninterest-bearing deposits | 21,601,000 | 22,943,000 | 22,018,000 | 29,303,000 |
| Equity capital | 17,182,000 | 17,924,000 | 18,224,000 | 16,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,135,000 | 2,304,000 | 3,502,000 | 4,688,000 |
| Interest expense | 115,000 | 230,000 | 346,000 | 464,000 |
| Net interest income | 1,020,000 | 2,074,000 | 3,156,000 | 4,224,000 |
| Noninterest income | 125,000 | 253,000 | 395,000 | 491,000 |
| Noninterest expense | 635,000 | 1,265,000 | 1,915,000 | 2,547,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 510,000 | 1,062,000 | 1,643,000 | 2,175,000 |
| Income tax | 94,000 | 207,000 | 330,000 | 424,000 |
| Net income | 416,000 | 855,000 | 1,313,000 | 1,751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,432,000 | 15,872,000 | 16,329,000 | 15,467,000 |
| Total capital | 16,031,000 | 16,468,000 | 16,925,000 | 16,064,000 |
| Risk-weighted assets | 71,250,000 | 71,046,000 | 71,802,000 | 74,020,000 |