Call reports 2012
BANK OF CROCKETT — 2012
What BANK OF CROCKETT reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 137,291,000 | 136,252,000 | 134,325,000 | 139,073,000 |
| Total loans | 39,294,000 | 40,651,000 | 41,499,000 | 37,994,000 |
| Allowance for loan losses | 1,004,000 | 1,030,000 | 1,060,000 | 1,059,000 |
| Securities available for sale | 82,480,000 | 79,858,000 | 76,146,000 | 77,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,840,000 | 117,156,000 | 115,085,000 | 121,494,000 |
| Interest-bearing deposits | 97,161,000 | 98,813,000 | 96,088,000 | 97,207,000 |
| Noninterest-bearing deposits | 21,679,000 | 18,343,000 | 18,998,000 | 24,287,000 |
| Equity capital | 15,462,000 | 15,957,000 | 16,499,000 | 15,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,161,000 | 2,294,000 | 3,440,000 | 4,543,000 |
| Interest expense | 204,000 | 398,000 | 575,000 | 743,000 |
| Net interest income | 957,000 | 1,896,000 | 2,865,000 | 3,800,000 |
| Noninterest income | 138,000 | 270,000 | 418,000 | 578,000 |
| Noninterest expense | 699,000 | 1,368,000 | 2,015,000 | 2,705,000 |
| Provision for loan losses | 40,000 | 70,000 | 100,000 | 120,000 |
| Pretax income | 408,000 | 780,000 | 1,264,000 | 1,649,000 |
| Income tax | 59,000 | 101,000 | 187,000 | 222,000 |
| Net income | 349,000 | 679,000 | 1,077,000 | 1,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,516,000 | 13,847,000 | 14,245,000 | 13,595,000 |
| Total capital | 14,434,000 | 14,772,000 | 15,041,000 | 14,366,000 |
| Risk-weighted assets | 73,392,000 | 73,921,000 | 63,412,000 | 61,405,000 |