Call reports 2009
BANK OF CROCKETT — 2009
What BANK OF CROCKETT reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 112,871,000 | 115,852,000 | 114,110,000 | 119,236,000 |
| Total loans | 44,716,000 | 46,074,000 | 47,891,000 | 45,407,000 |
| Allowance for loan losses | 931,000 | 961,000 | 992,000 | 1,000,000 |
| Securities available for sale | 54,951,000 | 57,387,000 | 55,428,000 | 58,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,157,000 | 97,238,000 | 95,119,000 | 104,486,000 |
| Interest-bearing deposits | 84,379,000 | 80,921,000 | 80,845,000 | 84,315,000 |
| Noninterest-bearing deposits | 14,778,000 | 16,317,000 | 14,274,000 | 20,171,000 |
| Equity capital | 12,791,000 | 13,164,000 | 13,482,000 | 13,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,408,000 | 2,788,000 | 4,171,000 | 5,557,000 |
| Interest expense | 400,000 | 753,000 | 1,081,000 | 1,395,000 |
| Net interest income | 1,008,000 | 2,035,000 | 3,090,000 | 4,162,000 |
| Noninterest income | 127,000 | 255,000 | 393,000 | 501,000 |
| Noninterest expense | 570,000 | 1,196,000 | 1,829,000 | 2,378,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 567,000 | 1,066,000 | 1,667,000 | 2,295,000 |
| Income tax | 148,000 | 270,000 | 433,000 | 593,000 |
| Net income | 419,000 | 796,000 | 1,234,000 | 1,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,875,000 | 12,252,000 | 11,940,000 | 11,908,000 |
| Total capital | 12,678,000 | 13,078,000 | 12,771,000 | 12,734,000 |
| Risk-weighted assets | 64,116,000 | 65,952,000 | 66,290,000 | 65,872,000 |