Call reports 2008
BANK OF CROCKETT — 2008
What BANK OF CROCKETT reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 111,249,000 | 111,898,000 | 107,558,000 | 113,707,000 |
| Total loans | 43,952,000 | 46,836,000 | 48,898,000 | 45,938,000 |
| Allowance for loan losses | 899,000 | 900,000 | 895,000 | 900,000 |
| Securities available for sale | 47,774,000 | 49,410,000 | 48,658,000 | 57,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,100,000 | 99,474,000 | 94,906,000 | 100,660,000 |
| Interest-bearing deposits | 82,836,000 | 82,967,000 | 79,688,000 | 83,026,000 |
| Noninterest-bearing deposits | 15,264,000 | 16,507,000 | 15,218,000 | 17,634,000 |
| Equity capital | 12,032,000 | 11,741,000 | 11,932,000 | 12,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,516,000 | 2,944,000 | 4,388,000 | 5,797,000 |
| Interest expense | 698,000 | 1,274,000 | 1,784,000 | 2,265,000 |
| Net interest income | 818,000 | 1,670,000 | 2,604,000 | 3,532,000 |
| Noninterest income | 139,000 | 281,000 | 419,000 | 573,000 |
| Noninterest expense | 538,000 | 1,088,000 | 1,649,000 | 2,233,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 441,000 | 885,000 | 1,398,000 | 1,896,000 |
| Income tax | 82,000 | 179,000 | 305,000 | 425,000 |
| Net income | 359,000 | 706,000 | 1,093,000 | 1,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,244,000 | 11,592,000 | 11,578,000 | 11,456,000 |
| Total capital | 12,042,000 | 12,423,000 | 12,415,000 | 12,277,000 |
| Risk-weighted assets | 63,716,000 | 66,401,000 | 66,898,000 | 65,633,000 |