Call reports 2007
BANK OF CROCKETT — 2007
What BANK OF CROCKETT reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 106,537,000 | 106,575,000 | 106,804,000 | 110,924,000 |
| Total loans | 46,674,000 | 47,333,000 | 48,561,000 | 47,169,000 |
| Allowance for loan losses | 859,000 | 849,000 | 874,000 | 897,000 |
| Securities available for sale | 39,619,000 | 39,388,000 | 43,253,000 | 44,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,211,000 | 94,108,000 | 94,175,000 | 98,432,000 |
| Interest-bearing deposits | 78,496,000 | 78,524,000 | 79,734,000 | 80,574,000 |
| Noninterest-bearing deposits | 15,715,000 | 15,584,000 | 14,441,000 | 17,858,000 |
| Equity capital | 11,448,000 | 11,673,000 | 11,732,000 | 11,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,657,000 | 3,342,000 | 5,032,000 | 6,707,000 |
| Interest expense | 713,000 | 1,441,000 | 2,195,000 | 2,963,000 |
| Net interest income | 944,000 | 1,901,000 | 2,837,000 | 3,744,000 |
| Noninterest income | 143,000 | 284,000 | 423,000 | 573,000 |
| Noninterest expense | 544,000 | 1,067,000 | 1,620,000 | 2,165,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 50,000 |
| Pretax income | 542,000 | 1,119,000 | 1,611,000 | 2,103,000 |
| Income tax | 155,000 | 325,000 | 462,000 | 596,000 |
| Net income | 387,000 | 794,000 | 1,149,000 | 1,507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,166,000 | 11,573,000 | 11,428,000 | 10,886,000 |
| Total capital | 11,946,000 | 12,364,000 | 12,239,000 | 11,702,000 |
| Risk-weighted assets | 62,289,000 | 63,245,000 | 64,815,000 | 65,167,000 |