Call reports 2006
BANK OF CROCKETT — 2006
What BANK OF CROCKETT reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 101,148,000 | 98,043,000 | 99,524,000 | 110,387,000 |
| Total loans | 44,371,000 | 47,746,000 | 50,100,000 | 45,931,000 |
| Allowance for loan losses | 881,000 | 873,000 | 879,000 | 862,000 |
| Securities available for sale | 38,146,000 | 35,929,000 | 32,656,000 | 34,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,047,000 | 86,145,000 | 87,406,000 | 98,508,000 |
| Interest-bearing deposits | 76,049,000 | 73,263,000 | 73,086,000 | 77,921,000 |
| Noninterest-bearing deposits | 12,998,000 | 12,882,000 | 14,320,000 | 20,587,000 |
| Equity capital | 10,726,000 | 10,612,000 | 11,241,000 | 11,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,460,000 | 2,967,000 | 4,539,000 | 6,191,000 |
| Interest expense | 575,000 | 1,180,000 | 1,816,000 | 2,507,000 |
| Net interest income | 885,000 | 1,787,000 | 2,723,000 | 3,684,000 |
| Noninterest income | 148,000 | 312,000 | 468,000 | 645,000 |
| Noninterest expense | 556,000 | 1,117,000 | 1,655,000 | 2,185,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 462,000 | 967,000 | 1,521,000 | 2,129,000 |
| Income tax | 122,000 | 258,000 | 415,000 | 607,000 |
| Net income | 340,000 | 709,000 | 1,106,000 | 1,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,597,000 | 10,666,000 | 11,063,000 | 10,779,000 |
| Total capital | 11,336,000 | 11,436,000 | 11,864,000 | 11,564,000 |
| Risk-weighted assets | 58,982,000 | 61,530,000 | 64,028,000 | 62,760,000 |