Call reports 2005
BANK OF CROCKETT — 2005
What BANK OF CROCKETT reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 101,289,000 | 97,690,000 | 98,345,000 | 103,236,000 |
| Total loans | 48,474,000 | 48,665,000 | 51,424,000 | 47,813,000 |
| Allowance for loan losses | 800,000 | 828,000 | 851,000 | 869,000 |
| Securities available for sale | 36,886,000 | 37,429,000 | 35,021,000 | 36,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,025,000 | 84,963,000 | 83,752,000 | 91,549,000 |
| Interest-bearing deposits | 74,812,000 | 72,292,000 | 71,637,000 | 74,425,000 |
| Noninterest-bearing deposits | 14,213,000 | 12,671,000 | 12,115,000 | 17,124,000 |
| Equity capital | 10,338,000 | 10,819,000 | 11,109,000 | 10,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,262,000 | 2,584,000 | 3,936,000 | 5,392,000 |
| Interest expense | 348,000 | 739,000 | 1,185,000 | 1,711,000 |
| Net interest income | 914,000 | 1,845,000 | 2,751,000 | 3,681,000 |
| Noninterest income | 141,000 | 289,000 | 480,000 | 645,000 |
| Noninterest expense | 546,000 | 1,073,000 | 1,612,000 | 2,149,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 487,000 | 1,016,000 | 1,557,000 | 2,093,000 |
| Income tax | 133,000 | 280,000 | 432,000 | 584,000 |
| Net income | 354,000 | 736,000 | 1,125,000 | 1,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,999,000 | 10,382,000 | 10,771,000 | 10,256,000 |
| Total capital | 10,770,000 | 11,152,000 | 11,569,000 | 11,024,000 |
| Risk-weighted assets | 61,665,000 | 61,542,000 | 63,800,000 | 61,304,000 |