Call reports 2004
BANK OF CROCKETT — 2004
What BANK OF CROCKETT reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 102,528,000 | 98,811,000 | 96,938,000 | 104,556,000 |
| Total loans | 45,848,000 | 47,695,000 | 48,007,000 | 48,142,000 |
| Allowance for loan losses | 694,000 | 700,000 | 719,000 | 736,000 |
| Securities available for sale | 40,353,000 | 37,572,000 | 33,977,000 | 33,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,340,000 | 86,292,000 | 83,990,000 | 92,310,000 |
| Interest-bearing deposits | 76,154,000 | 74,133,000 | 72,242,000 | 73,500,000 |
| Noninterest-bearing deposits | 13,186,000 | 12,159,000 | 11,748,000 | 18,810,000 |
| Equity capital | 10,247,000 | 10,086,000 | 10,766,000 | 10,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,165,000 | 2,351,000 | 3,538,000 | 4,767,000 |
| Interest expense | 291,000 | 575,000 | 863,000 | 1,176,000 |
| Net interest income | 874,000 | 1,776,000 | 2,675,000 | 3,591,000 |
| Noninterest income | 145,000 | 298,000 | 445,000 | 587,000 |
| Noninterest expense | 527,000 | 1,046,000 | 1,592,000 | 2,133,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 469,000 | 982,000 | 1,468,000 | 1,963,000 |
| Income tax | 127,000 | 265,000 | 398,000 | 539,000 |
| Net income | 342,000 | 717,000 | 1,070,000 | 1,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,361,000 | 9,737,000 | 10,091,000 | 9,645,000 |
| Total capital | 10,055,000 | 10,437,000 | 10,810,000 | 10,381,000 |
| Risk-weighted assets | 56,427,000 | 60,492,000 | 60,234,000 | 61,587,000 |