Call reports 2003
BANK OF CROCKETT — 2003
What BANK OF CROCKETT reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 101,326,000 | 100,842,000 | 101,843,000 | 105,492,000 |
| Total loans | 52,255,000 | 50,647,000 | 51,033,000 | 47,824,000 |
| Allowance for loan losses | 681,000 | 694,000 | 710,000 | 679,000 |
| Securities available for sale | 38,426,000 | 37,048,000 | 37,075,000 | 40,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,290,000 | 87,406,000 | 88,364,000 | 92,356,000 |
| Interest-bearing deposits | 77,509,000 | 76,692,000 | 77,014,000 | 76,375,000 |
| Noninterest-bearing deposits | 10,781,000 | 10,714,000 | 11,350,000 | 15,981,000 |
| Equity capital | 9,588,000 | 9,971,000 | 10,171,000 | 9,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,194,000 | 2,410,000 | 3,652,000 | 4,905,000 |
| Interest expense | 412,000 | 797,000 | 1,140,000 | 1,448,000 |
| Net interest income | 782,000 | 1,613,000 | 2,512,000 | 3,457,000 |
| Noninterest income | 155,000 | 305,000 | 448,000 | 599,000 |
| Noninterest expense | 512,000 | 1,017,000 | 1,512,000 | 2,004,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 403,000 | 860,000 | 1,387,000 | 1,969,000 |
| Income tax | 101,000 | 230,000 | 381,000 | 549,000 |
| Net income | 302,000 | 630,000 | 1,006,000 | 1,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,699,000 | 9,028,000 | 9,404,000 | 9,019,000 |
| Total capital | 9,380,000 | 9,722,000 | 10,114,000 | 9,698,000 |
| Risk-weighted assets | 61,152,000 | 62,983,000 | 63,554,000 | 61,702,000 |