Call reports 2002
BANK OF CROCKETT — 2002
What BANK OF CROCKETT reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 81,406,000 | 81,549,000 | 83,254,000 | 102,431,000 |
| Total loans | 44,474,000 | 45,681,000 | 47,564,000 | 56,751,000 |
| Allowance for loan losses | 738,000 | 719,000 | 709,000 | 674,000 |
| Securities available for sale | 25,376,000 | 26,075,000 | 27,927,000 | 32,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,604,000 | 70,563,000 | 69,317,000 | 89,972,000 |
| Interest-bearing deposits | 64,766,000 | 63,342,000 | 62,179,000 | 76,826,000 |
| Noninterest-bearing deposits | 6,838,000 | 7,221,000 | 7,138,000 | 13,146,000 |
| Equity capital | 8,443,000 | 8,913,000 | 9,423,000 | 9,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,381,000 | 3,612,000 | 4,857,000 |
| Interest expense | 496,000 | 935,000 | 1,351,000 | 1,771,000 |
| Net interest income | 706,000 | 1,446,000 | 2,261,000 | 3,086,000 |
| Noninterest income | 105,000 | 214,000 | 351,000 | 493,000 |
| Noninterest expense | 462,000 | 893,000 | 1,359,000 | 1,833,000 |
| Provision for loan losses | 22,000 | 45,000 | 67,000 | 90,000 |
| Pretax income | 327,000 | 724,000 | 1,188,000 | 1,663,000 |
| Income tax | 92,000 | 191,000 | 325,000 | 467,000 |
| Net income | 235,000 | 533,000 | 863,000 | 1,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,945,000 | 8,233,000 | 8,564,000 | 8,397,000 |
| Total capital | 8,603,000 | 8,880,000 | 9,271,000 | 9,071,000 |
| Risk-weighted assets | 52,585,000 | 52,249,000 | 56,564,000 | 61,781,000 |