Call reports 2015
TALMER WEST BANK — 2015
What TALMER WEST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Total assets | 824,857,000 | 793,986,000 |
| Total loans | 456,764,000 | 423,025,000 |
| Allowance for loan losses | 7,140,000 | 8,537,000 |
| Securities available for sale | 209,757,000 | 221,664,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 662,407,000 | 630,583,000 |
| Interest-bearing deposits | 494,381,000 | 459,279,000 |
| Noninterest-bearing deposits | 168,026,000 | 171,304,000 |
| Equity capital | 156,128,000 | 157,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Interest income | 9,463,000 | 19,756,000 |
| Interest expense | 521,000 | 1,003,000 |
| Net interest income | 8,942,000 | 18,753,000 |
| Noninterest income | 3,128,000 | 6,271,000 |
| Noninterest expense | 8,664,000 | 16,912,000 |
| Provision for loan losses | 1,704,000 | 2,140,000 |
| Pretax income | 1,702,000 | 5,972,000 |
| Income tax | 481,000 | 1,819,000 |
| Net income | 1,221,000 | 4,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 |
|---|---|---|
| Tier 1 capital | 125,414,000 | 129,474,000 |
| Total capital | 132,963,000 | 136,659,000 |
| Risk-weighted assets | 591,109,000 | 552,099,000 |