Call reports 2014
TALMER WEST BANK — 2014
What TALMER WEST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 980,851,000 | 923,536,000 | 838,776,000 | 814,101,000 |
| Total loans | 551,832,000 | 524,608,000 | 480,890,000 | 473,605,000 |
| Allowance for loan losses | 68,000 | 2,478,000 | 4,115,000 | 6,211,000 |
| Securities available for sale | 68,696,000 | 126,047,000 | 172,996,000 | 182,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 825,934,000 | 762,685,000 | 677,346,000 | 656,795,000 |
| Interest-bearing deposits | 643,147,000 | 579,500,000 | 503,007,000 | 493,513,000 |
| Noninterest-bearing deposits | 182,787,000 | 183,185,000 | 174,339,000 | 163,282,000 |
| Equity capital | 148,365,000 | 149,809,000 | 152,461,000 | 154,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,407,000 | 19,549,000 | 29,855,000 | 39,835,000 |
| Interest expense | 299,000 | 679,000 | 1,203,000 | 1,621,000 |
| Net interest income | 9,108,000 | 18,870,000 | 28,652,000 | 38,214,000 |
| Noninterest income | 5,183,000 | 8,705,000 | 15,277,000 | 18,156,000 |
| Noninterest expense | 13,604,000 | 23,700,000 | 33,932,000 | 43,180,000 |
| Provision for loan losses | 447,000 | 2,183,000 | 3,880,000 | 5,983,000 |
| Pretax income | 240,000 | 1,692,000 | 6,117,000 | 7,207,000 |
| Income tax | -146,000 | 575,000 | 2,194,000 | 2,460,000 |
| Net income | 386,000 | 1,117,000 | 3,923,000 | 4,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,091,000 | 88,067,000 | 92,949,000 | 95,656,000 |
| Total capital | 85,159,000 | 90,579,000 | 97,123,000 | 101,926,000 |
| Risk-weighted assets | 571,868,000 | 556,687,000 | 524,124,000 | 520,345,000 |