Call reports 2013
TALMER WEST BANK — 2013
What TALMER WEST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 624,282,000 | 612,407,000 | 586,400,000 | 567,632,000 |
| Total loans | 472,436,000 | 448,365,000 | 414,132,000 | 385,764,000 |
| Allowance for loan losses | 37,380,000 | 22,093,000 | 21,923,000 | 21,218,000 |
| Securities available for sale | 11,637,000 | 11,631,000 | 11,302,000 | 10,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 598,086,000 | 574,021,000 | 547,832,000 | 530,003,000 |
| Interest-bearing deposits | 479,425,000 | 461,496,000 | 426,435,000 | 417,141,000 |
| Noninterest-bearing deposits | 118,661,000 | 112,525,000 | 121,397,000 | 112,862,000 |
| Equity capital | 22,724,000 | 34,901,000 | 35,290,000 | 34,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,871,000 | 13,525,000 | 19,828,000 | 25,737,000 |
| Interest expense | 1,031,000 | 1,977,000 | 2,830,000 | 3,591,000 |
| Net interest income | 5,840,000 | 11,548,000 | 16,998,000 | 22,146,000 |
| Noninterest income | 2,154,000 | 4,339,000 | 6,829,000 | 8,563,000 |
| Noninterest expense | 7,757,000 | 15,609,000 | 22,980,000 | 30,343,000 |
| Provision for loan losses | 1,000 | -12,199,000 | -12,198,000 | -12,198,000 |
| Pretax income | 236,000 | 12,477,000 | 13,045,000 | 12,564,000 |
| Income tax | 1,000 | 2,000 | 2,000 | 14,000 |
| Net income | 235,000 | 12,475,000 | 13,043,000 | 12,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,568,000 | 34,814,000 | 35,385,000 | 34,895,000 |
| Total capital | 28,809,000 | 40,671,000 | 40,825,000 | 39,930,000 |
| Risk-weighted assets | 468,160,000 | 452,312,000 | 418,734,000 | 386,579,000 |