Call reports 2012
TALMER WEST BANK — 2012
What TALMER WEST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 719,436,000 | 706,595,000 | 692,930,000 | 659,679,000 |
| Total loans | 580,235,000 | 559,154,000 | 516,330,000 | 496,128,000 |
| Allowance for loan losses | 41,660,000 | 39,329,000 | 37,047,000 | 37,449,000 |
| Securities available for sale | 9,948,000 | 13,345,000 | 11,078,000 | 12,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 691,244,000 | 678,744,000 | 667,146,000 | 636,277,000 |
| Interest-bearing deposits | 546,822,000 | 531,044,000 | 515,742,000 | 505,401,000 |
| Noninterest-bearing deposits | 144,422,000 | 147,700,000 | 151,404,000 | 130,876,000 |
| Equity capital | 17,518,000 | 17,184,000 | 17,791,000 | 15,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,769,000 | 17,003,000 | 25,004,000 | 32,395,000 |
| Interest expense | 1,691,000 | 3,048,000 | 4,327,000 | 5,488,000 |
| Net interest income | 7,078,000 | 13,955,000 | 20,677,000 | 26,907,000 |
| Noninterest income | 2,745,000 | 5,140,000 | 7,855,000 | 9,955,000 |
| Noninterest expense | 9,845,000 | 19,460,000 | 28,280,000 | 36,585,000 |
| Provision for loan losses | 2,000 | 2,000 | 3,000 | 3,000 |
| Pretax income | -24,000 | -367,000 | 249,000 | 274,000 |
| Income tax | -6,000 | -4,000 | 47,000 | 1,926,000 |
| Net income | -18,000 | -363,000 | 202,000 | -1,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,399,000 | 17,050,000 | 17,614,000 | 15,766,000 |
| Total capital | 25,077,000 | 24,468,000 | 24,498,000 | 22,415,000 |
| Risk-weighted assets | 580,291,000 | 561,542,000 | 520,520,000 | 501,119,000 |