Call reports 2011
TALMER WEST BANK — 2011
What TALMER WEST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 883,918,000 | 864,508,000 | 822,543,000 | 776,983,000 |
| Total loans | 754,839,000 | 705,704,000 | 657,820,000 | 620,281,000 |
| Allowance for loan losses | 51,012,000 | 48,052,000 | 43,698,000 | 41,653,000 |
| Securities available for sale | 5,724,000 | 11,888,000 | 11,495,000 | 10,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 854,108,000 | 827,361,000 | 791,949,000 | 746,588,000 |
| Interest-bearing deposits | 723,171,000 | 691,688,000 | 652,268,000 | 615,372,000 |
| Noninterest-bearing deposits | 130,937,000 | 135,673,000 | 139,681,000 | 131,216,000 |
| Equity capital | 18,639,000 | 24,449,000 | 18,611,000 | 17,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,701,000 | 21,003,000 | 30,875,000 | 39,738,000 |
| Interest expense | 3,030,000 | 5,712,000 | 8,130,000 | 10,230,000 |
| Net interest income | 7,671,000 | 15,291,000 | 22,745,000 | 29,508,000 |
| Noninterest income | 3,256,000 | 5,824,000 | 7,905,000 | 10,762,000 |
| Noninterest expense | 12,053,000 | 23,067,000 | 32,930,000 | 43,579,000 |
| Provision for loan losses | 6,552,000 | 9,987,000 | 16,988,000 | 16,989,000 |
| Pretax income | -7,678,000 | -11,939,000 | -19,268,000 | -20,298,000 |
| Income tax | -5,000 | -27,000 | -30,000 | 28,000 |
| Net income | -7,673,000 | -11,912,000 | -19,238,000 | -20,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,305,000 | 24,024,000 | 18,207,000 | 17,419,000 |
| Total capital | 28,015,000 | 33,240,000 | 26,773,000 | 25,513,000 |
| Risk-weighted assets | 735,525,000 | 698,481,000 | 650,063,000 | 613,967,000 |