Call reports 2010
TALMER WEST BANK — 2010
What TALMER WEST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,207,076,000 | 1,136,373,000 | 1,014,903,000 | 933,684,000 |
| Total loans | 985,920,000 | 934,952,000 | 871,934,000 | 812,696,000 |
| Allowance for loan losses | 60,389,000 | 61,484,000 | 65,141,000 | 57,381,000 |
| Securities available for sale | 1,325,000 | 1,339,000 | 1,332,000 | 6,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,104,680,000 | 1,040,722,000 | 971,976,000 | 894,810,000 |
| Interest-bearing deposits | 987,114,000 | 908,231,000 | 841,778,000 | 754,565,000 |
| Noninterest-bearing deposits | 117,566,000 | 132,491,000 | 130,198,000 | 140,245,000 |
| Equity capital | 35,721,000 | 28,702,000 | 16,019,000 | 11,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 14,258,000 | 27,648,000 | 40,137,000 | 51,921,000 |
| Interest expense | 5,436,000 | 10,442,000 | 14,778,000 | 18,372,000 |
| Net interest income | 8,822,000 | 17,206,000 | 25,359,000 | 33,549,000 |
| Noninterest income | 85,000 | 2,159,000 | 1,138,000 | 6,448,000 |
| Noninterest expense | 11,336,000 | 20,055,000 | 30,549,000 | 46,532,000 |
| Provision for loan losses | 24,820,000 | 40,483,000 | 60,209,000 | 66,986,000 |
| Pretax income | -27,229,000 | -41,153,000 | -64,241,000 | -73,501,000 |
| Income tax | 6,000 | -387,000 | -371,000 | 89,000 |
| Net income | -27,235,000 | -40,766,000 | -63,870,000 | -73,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,214,000 | 24,176,000 | 11,476,000 | 11,377,000 |
| Total capital | 44,023,000 | 36,303,000 | 22,542,000 | 21,709,000 |
| Risk-weighted assets | 977,109,000 | 920,838,000 | 831,223,000 | 779,541,000 |