Call reports 2009
TALMER WEST BANK — 2009
What TALMER WEST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,287,023,000 | 1,211,955,000 | 1,186,637,000 | 1,089,434,000 |
| Total loans | 1,093,277,000 | 1,056,129,000 | 1,001,759,000 | 948,528,000 |
| Allowance for loan losses | 32,662,000 | 35,648,000 | 43,629,000 | 47,908,000 |
| Securities available for sale | 4,228,000 | 3,121,000 | 5,626,000 | 20,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,110,866,000 | 1,050,098,000 | 1,062,619,000 | 975,656,000 |
| Interest-bearing deposits | 992,874,000 | 928,925,000 | 958,790,000 | 859,706,000 |
| Noninterest-bearing deposits | 117,992,000 | 121,173,000 | 103,829,000 | 115,950,000 |
| Equity capital | 102,153,000 | 96,809,000 | 58,771,000 | 48,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 16,182,000 | 31,246,000 | 45,498,000 | 59,133,000 |
| Interest expense | 7,501,000 | 14,249,000 | 20,539,000 | 26,123,000 |
| Net interest income | 8,681,000 | 16,997,000 | 24,959,000 | 33,010,000 |
| Noninterest income | -964,000 | -2,365,000 | -3,552,000 | -4,429,000 |
| Noninterest expense | 8,609,000 | 18,073,000 | 28,770,000 | 38,216,000 |
| Provision for loan losses | 5,031,000 | 13,955,000 | 36,993,000 | 62,548,000 |
| Pretax income | -5,923,000 | -17,396,000 | -44,356,000 | -72,183,000 |
| Income tax | -2,015,000 | -5,903,000 | 8,349,000 | -3,868,000 |
| Net income | -3,908,000 | -11,493,000 | -52,705,000 | -68,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,412,000 | 83,413,000 | 55,867,000 | 45,507,000 |
| Total capital | 108,972,000 | 96,610,000 | 68,349,000 | 57,531,000 |
| Risk-weighted assets | 1,065,685,000 | 1,033,305,000 | 967,367,000 | 926,011,000 |