Call reports 2008
TALMER WEST BANK — 2008
What TALMER WEST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 358,747,000 | 361,890,000 | 365,684,000 | 361,954,000 |
| Total loans | 328,271,000 | 325,022,000 | 328,274,000 | 321,828,000 |
| Allowance for loan losses | 4,330,000 | 4,054,000 | 5,167,000 | 4,771,000 |
| Securities available for sale | 228,000 | 222,000 | 2,516,000 | 2,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,720,000 | 295,941,000 | 302,918,000 | 300,207,000 |
| Interest-bearing deposits | 246,866,000 | 248,891,000 | 262,814,000 | 261,359,000 |
| Noninterest-bearing deposits | 45,854,000 | 47,050,000 | 40,104,000 | 38,848,000 |
| Equity capital | 28,561,000 | 28,859,000 | 27,789,000 | 28,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,891,000 | 11,383,000 | 16,844,000 | 22,194,000 |
| Interest expense | 2,908,000 | 5,379,000 | 7,762,000 | 10,218,000 |
| Net interest income | 2,983,000 | 6,004,000 | 9,082,000 | 11,976,000 |
| Noninterest income | 308,000 | 535,000 | 813,000 | 1,016,000 |
| Noninterest expense | 1,533,000 | 3,251,000 | 4,766,000 | 6,298,000 |
| Provision for loan losses | 215,000 | 644,000 | 2,573,000 | 2,772,000 |
| Pretax income | 1,543,000 | 2,644,000 | 2,556,000 | 3,922,000 |
| Income tax | 524,000 | 898,000 | 869,000 | 1,334,000 |
| Net income | 1,019,000 | 1,746,000 | 1,687,000 | 2,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,562,000 | 28,864,000 | 27,995,000 | 28,616,000 |
| Total capital | 32,511,000 | 32,751,000 | 31,936,000 | 32,460,000 |
| Risk-weighted assets | 315,531,000 | 310,785,000 | 314,091,000 | 306,615,000 |