Call reports 2007
TALMER WEST BANK — 2007
What TALMER WEST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 322,415,000 | 335,998,000 | 348,187,000 | 362,429,000 |
| Total loans | 298,640,000 | 307,818,000 | 329,989,000 | 332,624,000 |
| Allowance for loan losses | 4,496,000 | 4,570,000 | 4,537,000 | 4,504,000 |
| Securities available for sale | 228,000 | 221,000 | 223,000 | 226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,473,000 | 278,737,000 | 285,851,000 | 295,240,000 |
| Interest-bearing deposits | 228,534,000 | 234,250,000 | 245,164,000 | 248,475,000 |
| Noninterest-bearing deposits | 36,939,000 | 44,487,000 | 40,687,000 | 46,765,000 |
| Equity capital | 26,127,000 | 26,590,000 | 28,501,000 | 28,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,822,000 | 11,766,000 | 18,047,000 | 24,532,000 |
| Interest expense | 2,687,000 | 5,539,000 | 8,487,000 | 11,632,000 |
| Net interest income | 3,135,000 | 6,227,000 | 9,560,000 | 12,900,000 |
| Noninterest income | 360,000 | 722,000 | 1,012,000 | 1,268,000 |
| Noninterest expense | 1,936,000 | 3,901,000 | 5,856,000 | 7,863,000 |
| Provision for loan losses | 285,000 | 383,000 | 484,000 | 790,000 |
| Pretax income | 1,274,000 | 2,665,000 | 4,232,000 | 5,515,000 |
| Income tax | 435,000 | 909,000 | 1,442,000 | 1,880,000 |
| Net income | 839,000 | 1,756,000 | 2,790,000 | 3,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,132,000 | 26,598,000 | 28,507,000 | 28,353,000 |
| Total capital | 29,872,000 | 30,403,000 | 32,577,000 | 32,344,000 |
| Risk-weighted assets | 298,346,000 | 303,612,000 | 325,046,000 | 318,734,000 |