Call reports 2006
TALMER WEST BANK — 2006
What TALMER WEST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 319,834,000 | 308,684,000 | 320,691,000 | 310,479,000 |
| Total loans | 279,084,000 | 281,431,000 | 287,108,000 | 291,407,000 |
| Allowance for loan losses | 4,724,000 | 4,768,000 | 4,755,000 | 4,393,000 |
| Securities available for sale | 227,000 | 223,000 | 228,000 | 227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,844,000 | 260,825,000 | 263,799,000 | 254,834,000 |
| Interest-bearing deposits | 227,047,000 | 213,028,000 | 219,059,000 | 211,808,000 |
| Noninterest-bearing deposits | 44,797,000 | 47,797,000 | 44,740,000 | 43,026,000 |
| Equity capital | 26,522,000 | 26,531,000 | 25,544,000 | 25,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,410,000 | 10,990,000 | 16,727,000 | 22,374,000 |
| Interest expense | 2,081,000 | 4,293,000 | 6,741,000 | 9,285,000 |
| Net interest income | 3,329,000 | 6,697,000 | 9,986,000 | 13,089,000 |
| Noninterest income | 381,000 | 681,000 | 948,000 | 1,223,000 |
| Noninterest expense | 2,074,000 | 3,998,000 | 5,822,000 | 7,700,000 |
| Provision for loan losses | 233,000 | 446,000 | 646,000 | 945,000 |
| Pretax income | 1,403,000 | 2,934,000 | 4,466,000 | 5,667,000 |
| Income tax | 477,000 | 998,000 | 1,519,000 | 1,928,000 |
| Net income | 926,000 | 1,936,000 | 2,947,000 | 3,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,529,000 | 26,540,000 | 25,550,000 | 25,342,000 |
| Total capital | 30,040,000 | 30,052,000 | 29,154,000 | 28,967,000 |
| Risk-weighted assets | 279,622,000 | 279,608,000 | 287,045,000 | 289,147,000 |