Call reports 2002
TALMER WEST BANK — 2002
What TALMER WEST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 288,094,000 | 285,355,000 | 310,263,000 | 309,152,000 |
| Total loans | 255,610,000 | 264,583,000 | 274,903,000 | 280,308,000 |
| Allowance for loan losses | 3,380,000 | 3,674,000 | 3,810,000 | 3,840,000 |
| Securities available for sale | 1,418,000 | 1,228,000 | 41,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,307,000 | 236,085,000 | 259,252,000 | 255,691,000 |
| Interest-bearing deposits | 204,616,000 | 198,611,000 | 211,400,000 | 206,291,000 |
| Noninterest-bearing deposits | 32,691,000 | 37,474,000 | 47,852,000 | 49,400,000 |
| Equity capital | 21,405,000 | 22,274,000 | 22,880,000 | 23,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,906,000 | 10,053,000 | 15,371,000 | 20,549,000 |
| Interest expense | 1,832,000 | 3,700,000 | 5,510,000 | 7,267,000 |
| Net interest income | 3,074,000 | 6,353,000 | 9,861,000 | 13,282,000 |
| Noninterest income | 509,000 | 1,044,000 | 1,670,000 | 2,341,000 |
| Noninterest expense | 1,686,000 | 3,391,000 | 5,167,000 | 6,946,000 |
| Provision for loan losses | 166,000 | 464,000 | 804,000 | 1,066,000 |
| Pretax income | 1,731,000 | 3,542,000 | 5,560,000 | 7,611,000 |
| Income tax | 587,000 | 1,203,000 | 1,890,000 | 2,589,000 |
| Net income | 1,144,000 | 2,339,000 | 3,670,000 | 5,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,394,000 | 22,269,000 | 22,880,000 | 23,512,000 |
| Total capital | 24,405,000 | 25,384,000 | 26,129,000 | 26,864,000 |
| Risk-weighted assets | 240,542,000 | 248,611,000 | 259,326,000 | 267,668,000 |